» » The Guerrilla Guide to Credit Repair: How to Find out What's Wrong with Your Credit Rating and How to Fix It

Free eBook The Guerrilla Guide to Credit Repair: How to Find out What's Wrong with Your Credit Rating and How to Fix It download

by Nathaniel Wice,Todd Bierman

Free eBook The Guerrilla Guide to Credit Repair: How to Find out What's Wrong with Your Credit Rating and How to Fix It download ISBN: 031210734X
Author: Nathaniel Wice,Todd Bierman
Publisher: St. Martin's Griffin; 1st edition (February 15, 1994)
Language: English
Pages: 176
Category: Work and perfomance
Subcategory: Personal Finance
Size MP3: 1951 mb
Size FLAC: 1114 mb
Rating: 4.3
Format: txt lit lit lrf


-How to decipher and understand the report's complex codes, numbers, and implications.

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Last updated: 2 September 2019. Services can be expensive.

Related: Big Fat Guide to Getting Out of Debt.

2. If you find errors, dispute them. Errors aren’t common, but they happen. Related: Big Fat Guide to Getting Out of Debt.

A bad credit rating can keep you from buying a house, renting a car, or even sending flowers. yet most people don't know how to find out the status of their credit or how to fix it if it's bad.This book can save you time and money. Written by a journalist and a credit consultant to the mortgage industry, The Guerrilla Guide to Credit Repair tells you how the major credit bureaus compile your credit history, and teaches you how to deal with them if there is a problem. Easy to use, the book shows you:--How to contact three major credit bureaus and get a copy of your credit report.--How to decipher and understand the report's complex codes, numbers, and implications.--Step-by-step, how to correct errors and clean up your credit history.--How to use your legal rights under the Fair Credit Reporting Act, the Fair Billing Act, and the Truth in Lending Act to protect yourself against credit abuse.Sample credit reports, form letters, and proven techniques for credit repair makes this an invaluable guide for all consumers.
User reviews
Helo
This book was disappointing. Buying a book without being able to browse it beforehand makes it difficult to know if its what you want. If I would have been able to skim through this book prior to buying, I would not have bought it. It's not that it's bad, it's just that its not what I needed or the title implied. It is not a comprehensive book at all. The title "guerrilla" makes you think it will offer unique, aggressive, insightful, strategic, or uncommonly known tactics to attack your credit repair. It absolutely fell short of that. But what it does deliver is very detailed, easy to follow understanding of BASIC information (what credit is, how to contact the bureaus, what type of letters to send, etc.) It gives you a decent strategy on how to dispute items on your CR. A huge shortcoming for this book is that 100 pages of the 200 page book was given to printing the FCRA (fair credit reporting act). Helpful but a waste. Instead of giving us some "guerrilla tactics" for 100 pages, they print the act instead. If you are really trying to repair your credit and you need real life information and real "guerrilla" tactics then you MUST prepare yourself mentally (it can get legal, psychological and emotional) and use the vast amounts of FREE information and FREE resources available online. Try joining FREE online communities/forums. Avoid people capitalizing on your despair with over-priced credit repair books, credit repair kits, pay-for services (i.e. now bankrupt AmeriDebt) or other books where gazillionaires bloviate about how rich and debt-free THEY are. Good for you. People with poor financial situations and poor credit do need inspiration but people also need practical aggressive ways to get their backs from against the wall. In conclusion, you'd be better off researching online for a few weeks, seeking FREE professional opinions, or checking out books like this one from the library.
Tat
I followed this book and instructions and I cleared my credit myself in a year. I even purchase a few more and gave to friends as a gift. The letters are very good you just have to change a few things to make them relate to your situtuaiton. Great buy you wiull not be dissapointed.
Mezilabar
Little outdated but great information!
Silverbrew
Helped to repair my credit after job loss. No need to pay someone to fix your credit when you can do it yourself.
Hulis
Alot of good information on credit repair. It serves as a good guide, however, it does require that the reader follow up and write letters to creditors to have the credit restored.
Paxondano
Good advise
Ber
Great book! Already starting the process!!
Now i can buy anything now that I
Have good credit I'm free from high interest and able to save money now that the banks don't get it